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Allsop auction lot · SheffieldFlat 3, 89 Montgomery Road, Sheffield, South Yorkshire, S7 1LP
Flat in Sheffield (S7 1LP), for sale by auction with Allsop on 18 November 2026, lot 245. Guide TBA.
Finance view
Limited
Fewer lenders, a lower loan or extra conditions. The loan that fits: Purchase bridge, as this is a home that can be let or sold as it is.
Likely loan
Up to 75% of the priceOn the purchase price
On the expected hammer
Ask for termsThe guide plus 15%; Allsop lots have sold at +19% on the guide (median of 94)
Example rate
0.75% to 0.95% a monthArrangement fee about 2%
In its favour
Flood zone 1 (low risk)
Sold vacant
What a lender will look at
Check Outside London and the Home Counties (Sheffield): fewer lenders, and values need strong local evidence
Check No station within a 20-minute walk (nearest: Park Grange Croft, 2.1 km)
Check In the Nether Edge conservation area: outside works need approval
If you let it
Typical rent about £777 a month.
ONS average for a flat in Sheffield, Sept 2026. Refinance test: rent covers the interest 125% at a 5.5% stress rate, as lenders test a limited company; personal borrowers are often tested harder.
Information a lender will need first
The lease length (years left)
The guide price
What a lender will ask you for on a purchase bridge
Photo ID and proof of address
Proof of your deposit and where it came from
The legal pack, read by your solicitor before you bid
Your exit plan: sale or refinance, with evidence (comparables, or a mortgage in principle)
The lease, with the ground rent and service charge
We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Ratings and figures are a guide from the published facts, not an offer of finance or advice. Stations from NaPTAN.
Closest comparables
The nearest sales of homes like this one in the last two years, from HM Land Registry, graded the way a lender reads them. 192 similar sales within 1.5 km.
We grade vacant homes inside the M25 automatically. This lot has the basic details only, because it is outside the M25. Tell us what you need and we'll come back to you, usually within a working day.
Thanks: your enquiry is with us. We'll email or call you, always before the sale.
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We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Illustrative only, not an offer of finance: rates, fees and loan sizes depend on the lender, the property and you. Stamp duty, legal costs and the buyer's fee are not included. Your property may be repossessed if you do not keep up repayments on a loan secured on it.
Indicative terms · Auction Watch
Indicative terms
Subject to
Indicative only, from the figures above: not an offer of finance or advice. A specialist will confirm the terms. Your property may be repossessed if you do not keep up repayments on a loan secured on it. Auction Watch is not a lender and does not give financial advice. If you ask for terms, we pass your details to lenders and brokers we work with, who may pay us a fee for the introduction; they make their own decisions and offers. If you are buying a home to live in yourself or for your family, that is a regulated mortgage: we only introduce you to a firm authorised by the Financial Conduct Authority.