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McHugh & Co auction lot · Exeter7-11 North Street, Exeter, EX4 3QS
Unknown in Exeter (EX4 3QS), for sale by auction with McHugh & Co on 2 December 2026. Guide £725,000+.
Finance view
Good
Lendable, with points a lender will check first. The loan that fits: Conversion, as this is planning or permitted development to create homes is stated.
Likely loan
Up to 70% of the pricePlus up to 100% of the works
On the expected hammer
About £584,000The guide plus 15%
Example rate
0.95% to 1.25% a monthArrangement fee about 2%
In its favour
Exeter Central station, about 6 minutes' walk
Freehold
What a lender will look at
Check Outside London and the Home Counties (Exeter): fewer lenders, and values need strong local evidence
Check Part let: lenders value the let part as an investment
Information a lender will need first
Planning constraints: conservation area, listing, Article 4, flood zone and trees
The planning decision notice: reference, decision date, description and expiry
Which pre-commencement conditions are discharged, and whether a material start has been made
CIL liability and payment, the section 106 obligations and biodiversity net gain
The floor area (an EPC or a floorplan)
What a lender will ask you for on a conversion
Photo ID and proof of address
Proof of your deposit and where it came from
The legal pack, read by your solicitor before you bid
Your exit plan: sale or refinance, with evidence (comparables, or a mortgage in principle)
The tenancy agreement and the rent
The planning decision notice and the conditions
Drawings and a schedule of accommodation (unit sizes)
A build cost breakdown
A development appraisal: value of the finished homes, costs and profit
Your contractor and professional team, and schemes you have done before
The CIL, section 106 and biodiversity net gain position
We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Ratings and figures are a guide from the published facts, not an offer of finance or advice. Stations from NaPTAN.
Closest comparables
No close sales of homes like this one yet: see what is on the market below.
On the market now
Asking prices for property in EX4 on the property portals: their listings, opened in a new tab.
We grade vacant homes inside the M25 automatically. This lot has the basic details only, because it is outside the M25. Tell us what you need and we'll come back to you, usually within a working day.
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We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Illustrative only, not an offer of finance: rates, fees and loan sizes depend on the lender, the property and you. Stamp duty, legal costs and the buyer's fee are not included. Your property may be repossessed if you do not keep up repayments on a loan secured on it.
Indicative terms · Auction Watch
Indicative terms
Subject to
Indicative only, from the figures above: not an offer of finance or advice. A specialist will confirm the terms. Your property may be repossessed if you do not keep up repayments on a loan secured on it. Auction Watch is not a lender and does not give financial advice. If you ask for terms, we pass your details to lenders and brokers we work with, who may pay us a fee for the introduction; they make their own decisions and offers. If you are buying a home to live in yourself or for your family, that is a regulated mortgage: we only introduce you to a firm authorised by the Financial Conduct Authority.