Auction House Cumbria auction lot · Westmorland and Furness20 Great Dockray, Penrith, Cumbria CA11 7DD

3 bed commercial in Westmorland and Furness (CA11 7DD), for sale by auction with Auction House Cumbria on 9 December 2026. Guide £150,000+.

Finance view

Good

Lendable, with points a lender will check first. The loan that fits: Commercial bridge, as this is a commercial or mixed-use property.

Likely loan
Up to 65% of the priceOn the purchase price
On the expected hammer
About £112,000The guide plus 15%
Example rate
0.9% to 1.25% a monthArrangement fee about 2%

In its favour

  • Penrith North Lakes station, about 6 minutes' walk

What a lender will look at

  • Check Outside London and the Home Counties (Westmorland and Furness): fewer lenders, and values need strong local evidence

Information a lender will need first

  • The tenure (freehold or leasehold)
  • Whether it is sold vacant or with a tenant
What a lender will ask you for on a commercial bridge
  • Photo ID and proof of address
  • Proof of your deposit and where it came from
  • The legal pack, read by your solicitor before you bid
  • Your exit plan: sale or refinance, with evidence (comparables, or a mortgage in principle)
  • The use class and any planning history
  • A valuation, which the lender instructs

We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Ratings and figures are a guide from the published facts, not an offer of finance or advice. Stations from NaPTAN.

Closest comparables

No close sales of homes like this one yet: see what is on the market below.

On the market now

Asking prices for 3-bed property in CA11 on the property portals: their listings, opened in a new tab.

Also at auction nearby

Sold prices: HM Land Registry Price Paid data, Crown copyright, Open Government Licence. Floor areas: the EPC register. Contains OS data © Crown copyright (Code-Point Open).

Lot details

Auction
Auction House CumbriaWed 9 Dec
Guide price
Guide £150,000+Expected hammer is usually higher
Property
3 bed commercial

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Listing and legal pack on Auction House Cumbria's site ↗

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We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch.

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