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SDL Property Auctions auction lot · CamdenGround rent of 29 Croftdown Road, London, Greater London NW5 1EL
Flat in Camden (NW5 1EL), for sale by auction with SDL Property Auctions on 25 November 2026. Guide £1,000+.
Finance view
Specialist only
Only a small number of specialist lenders. The loan that fits: Commercial bridge, as this is a ground rent investment is lent on as commercial.
Likely loan
Case by caseOn the purchase price
On the expected hammer
Ask for termsThe guide plus 15%
Example rate
0.9% to 1.25% a monthArrangement fee about 2%
In its favour
Inside the M25 (Camden): the area lenders know best
Gospel Oak station, about 10 minutes' walk
What a lender will look at
Specialist A ground rent investment: specialist lenders only
If you let it
Typical rent about £2,418 a month, a gross yield of 2523.1% on the expected hammer. The rent supports a 75% buy-to-let mortgage (up to about £422,000), so refinancing out of a bridge works on these figures. A yield this high usually means a reason for the low guide (the lease, a tenancy, the building or its condition): read the legal pack before you rely on it.
ONS average for a flat in Camden, Sept 2026. Refinance test: rent covers the interest 125% at a 5.5% stress rate, as lenders test a limited company; personal borrowers are often tested harder.
Information a lender will need first
The lease length (years left)
The lease, the rent and the tenant's accounts
What a lender will ask you for on a commercial bridge
Photo ID and proof of address
Proof of your deposit and where it came from
The legal pack, read by your solicitor before you bid
Your exit plan: sale or refinance, with evidence (comparables, or a mortgage in principle)
The lease, with the ground rent and service charge
The leases, the rent roll and the tenants' accounts
We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Ratings and figures are a guide from the published facts, not an offer of finance or advice. Stations from NaPTAN.
Closest comparables
The nearest sales of homes like this one in the last two years, from HM Land Registry, graded the way a lender reads them. 722 similar sales within 1.5 km.
Strong£485,000May 2026
54b Woodsome Road, London, NW5 1RZ (flat)
The same kind of home, 69 m away, sold 6 months ago.
Moderate£530,000May 2026
6c Dartmouth Park Road, London, NW5 1SY (flat)
The same kind of home, 276 m away, sold 6 months ago.
Moderate£700,000Aug 2026
5b Winscombe Street, London, N19 5DG (flat)
The same kind of home, 397 m away, sold 3 months ago.
On the market now
Asking prices for flats in NW5 on the property portals: their listings, opened in a new tab.
We grade vacant homes inside the M25 automatically. This lot has the basic details only, because it is sold with a tenant in place. Tell us what you need and we'll come back to you, usually within a working day.
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We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Illustrative only, not an offer of finance: rates, fees and loan sizes depend on the lender, the property and you. Stamp duty, legal costs and the buyer's fee are not included. Your property may be repossessed if you do not keep up repayments on a loan secured on it.
Indicative terms · Auction Watch
Indicative terms
Subject to
Indicative only, from the figures above: not an offer of finance or advice. A specialist will confirm the terms. Your property may be repossessed if you do not keep up repayments on a loan secured on it. Auction Watch is not a lender and does not give financial advice. If you ask for terms, we pass your details to lenders and brokers we work with, who may pay us a fee for the introduction; they make their own decisions and offers. If you are buying a home to live in yourself or for your family, that is a regulated mortgage: we only introduce you to a firm authorised by the Financial Conduct Authority.