Auction Watch

Lot 5 Auction House London Wed 25 Nov Guide £180,000+

Auction House London auction lot55 Dartford Road, Dartford, Kent, DA1 3EG

3 bed terraced house (DA1 3EG), for sale by auction with Auction House London on 25 November 2026, lot 5. Guide £180,000+.

Finance view and instant termsGet the free reportStreet View ↗

Finance view

Strong

Most bridging lenders would look at this lot. The loan that fits: Purchase bridge, as this is a home that can be let or sold as it is.

Likely loan
Up to 75% of the priceOn the purchase price
On the expected hammer
About £155,000The guide plus 15%
Example rate
0.75% to 0.95% a monthArrangement fee about 2%

In its favour

  • Inside the M25 (Dartford): the area lenders know best
  • Flood zone 1 (low risk)
  • Freehold

If you let it

Typical rent about £1,716 a month, a gross yield of 9.9% on the expected hammer. The rent supports a 75% buy-to-let mortgage (up to about £300,000), so refinancing out of a bridge works on these figures.

ONS average for a 3-bed home in Dartford, Sept 2026. Refinance test: rent covers the interest 125% at a 5.5% stress rate, as lenders test a limited company; personal borrowers are often tested harder.

Information a lender will need first

  • Whether it is sold vacant or with a tenant
What a lender will ask you for on a purchase bridge
  • Photo ID and proof of address
  • Proof of your deposit and where it came from
  • The legal pack, read by your solicitor before you bid
  • Your exit plan: sale or refinance, with evidence (comparables, or a mortgage in principle)
  • A valuation, which the lender instructs
Get instant terms on this lot

We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Ratings and figures are a guide from the published facts, not an offer of finance or advice. Stations from NaPTAN.

Closest comparables

The nearest sales of homes like this one in the last two years, from HM Land Registry, graded the way a lender reads them. 467 similar sales within 1.5 km.

  1. Moderate £830,000 Apr 2026

    12 Dartford Road, Dartford, DA1 3DY (detached house)

    The same kind of home, 78 m away, sold 7 months ago.

  2. Strong £330,000 Apr 2026

    5 Wellington Road, Dartford, DA1 3EH (terraced house)

    The same kind of home, 82 m away, sold 7 months ago.

  3. Strong £390,000 Dec 2025

    19 Dartford Road, Dartford, DA1 3EF (terraced house)

    The same kind of home, 67 m away, sold 11 months ago.

On the market now

Asking prices for 3-bed houses in DA1 on the property portals: their listings, opened in a new tab.

Rightmove ↗Zoopla ↗OnTheMarket ↗

Also at auction nearby

Sold prices: HM Land Registry Price Paid data, Crown copyright, Open Government Licence. Floor areas: the EPC register. Contains OS data © Crown copyright (Code-Point Open).

Lot details

Auction
Auction House LondonWed 25 Nov, lot 5
Guide price
Guide £180,000+Expected hammer is usually higher
Property
3 bed terraced house | Freehold
Tenure
Freehold
Occupancy
Unknown
Floor area
1,023 sq ftConfirmed from the EPC
EPC rating
DFrom the EPC register
Planning
Article 4 direction areaArticle 4: some permitted development rights are removed
Flood risk
Zone 1: lowEnvironment Agency flood map zone, at the lot's postcode

Auction finance snapshot

25% deposit required
£45,000
75% estimated bridging loan
£135,000

On the guide price. Lots usually sell above the guide: at the expected hammer (1.15× guide) the deposit would be £51,750. Stamp duty, the buyer's fee, legal costs and the lender's fees come on top. Illustrative only, not an offer of finance.

Get a decision in principle for bridging How much could you borrow?

Get the free report on this lot

Create a free account in under a minute: the instant report with our A to E grade, the finance calculator and saved lots open on every lot. Nothing to pay, ever.

Free, with no card and nothing to pay, ever. By creating an account you agree to the terms and the privacy notice: we keep your details and the lots you look at, and may contact you about your search and about finance.

The report on this lot: free

  • Deal grade, A to E, with the working
  • Maximum bid on the refurb and the conversion route
  • Value after works and build cost
  • Profit at every hammer price, and a stress test
  • Sold comparables matched to floor areas
  • The legal pack: what it says and what to check

Prepared for this lot and emailed to you. Free, guidance not advice.

Listing and legal pack on Auction House London's site ↗

How much could you borrow on this lot?

See the loan on this lot's guide price with the build cost funded, and change any figure. Free with sign-up.

The figures for this lot show once you sign up.

Unlock free: see the numbers for this lot

We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch.

Email me new lots like this

How often

Other lots in this Auction House London auction

  1. 1 69 Dames Road, Forest Gate, London, E7 0DW Guide £330,000+£341 per sq ftFinance: Strong 3 bed terraced house | Freehold · Auction House London
  2. 2 Flat B, 43 Victoria Road, Finsbury Park, London, N4 3SJ Guide £225,000+£445 per sq ftFinance: Good 1 bed flat | Leasehold · Auction House London
  3. 3 18 Acton Town Hall Apartments Winchester Street, Acton, London, W3 8UH Guide £310,000+£406 per sq ftFinance: Good 2 bed flat | Leasehold · Auction House London
  4. 4 Flat 28 Northpoint House, 400 Essex Road, Islington, London, N1 3GH Guide £240,000+£474 per sq ftOne to watchFinance: Strong 1 bed flat | Leasehold · Auction House London
  5. 6 Flat 10 Ashton Heights, 51 Horniman Drive, Lewisham, London, SE23 3BS Guide £160,000+£256 per sq ftFinance: Strong 2 bed flat | Share of freehold · Auction House London
  6. 7 8 Royle Close, Romford, Essex, RM2 5PS Guide £90,000+£149 per sq ftFinance: Strong 2 bed flat | Leasehold · Auction House London
  7. 8 Flat 82 Hewetts Quay 26-32, Abbey Road, Barking, Essex, IG11 7BF Guide £100,000+£150 per sq ftFinance: Strong 2 bed flat | Leasehold · Auction House London
  8. 9 76 Shell Road, Lewisham, London, SE13 7TY Guide £180,000+£261 per sq ftFinance: Strong 2 bed flat | Leasehold · Auction House London
  9. 9A 6 Hillreach, Woolwich, London, SE18 4AJ Guide £220,000+£204 per sq ftFinance: Strong 3 bed terraced house | Freehold · Auction House London
  10. 11 52 Dunlop Close, Dartford, Kent, DA1 5LT Guide £150,000+£218 per sq ftFinance: Strong 2 bed flat | Leasehold · Auction House London
  11. 12 Flat 14 Ajax House, Old Bethnal Green Road, Bethnal Green, London, E2 6QY Guide £320,000+£407 per sq ftFinance: Strong 3 bed flat | Leasehold · Auction House London
  12. 13 2B Chaplin Road, Willesden, London, NW2 5PN Guide £275,000+£456 per sq ftFinance: Strong 2 bed terraced house | Freehold · Auction House London
  13. 14 31 Union Road, Croydon, Surrey, CR0 2XU Guide £275,000+£327 per sq ftFinance: Strong 3 bed terraced house | Freehold · Auction House London
  14. 15 9 Sutton Court, Grange Road, Ealing, London, W5 3PG Guide £250,000+£517 per sq ftFinance: Strong 1 bed flat | Leasehold · Auction House London
  15. 16 Flat 23, 2 Manilla Street, Canary Wharf, London, E14 8GB Guide £275,000+£360 per sq ftFinance: Limited 1 bed flat | Leasehold · Auction House London
  16. 16A 148A Ewell Road, Surbiton, Surrey, KT6 6HE Guide £80,000+£82 per sq ftFinance: Good 1 bed flat | Leasehold · Auction House London
  17. 17 Flat 4, 25 Thornhill Road, Croydon, Surrey, CR0 2XZ Guide £125,000+£401 per sq ftFinance: Limited 1 bed flat | Leasehold · Auction House London
  18. 33 36 Sedgebrook Road, Blackheath, London, SE3 8LP Guide £275,000+£365 per sq ftFinance: Strong 3 bed semi-detached house | Freehold · Auction House London

Every lot has a free report

Our A to E grade, the maximum bid, the profit at the expected hammer and a stress test, on every lot you look at. Free, in under a minute.

Create a free account