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Barnard Marcus auction lot · Brent39, Gloucester Close, London, NW10 8EG
2 bed maisonette in Brent (NW10 8EG), for sale by auction with Barnard Marcus on 17 November 2026, lot 30. Guide £90,000+.
Finance view
Specialist only
Only a small number of specialist lenders. The loan that fits: Purchase bridge, as this is a home that can be let or sold as it is.
Likely loan
Case by caseOn the purchase price
On the expected hammer
Ask for termsThe guide plus 15%
Example rate
0.75% to 0.95% a monthArrangement fee about 2%
In its favour
Inside the M25 (Brent): the area lenders know best
A park within a three-minute walk
Flood zone 1 (low risk)
Let: the rent supports a refinance onto a buy-to-let mortgage
What a lender will look at
Specialist Only 19 years left on the lease: specialist lenders only
If you let it
Typical rent about £1,937 a month, a gross yield of 22.5% on the expected hammer. The rent supports a 75% buy-to-let mortgage (up to about £338,000), so refinancing out of a bridge works on these figures. A yield this high usually means a reason for the low guide (the lease, a tenancy, the building or its condition): read the legal pack before you rely on it.
ONS average for a 2-bed home in Brent, Sept 2026. Refinance test: rent covers the interest 125% at a 5.5% stress rate, as lenders test a limited company; personal borrowers are often tested harder.
Information a lender will need first
The tenancy agreement and the rent
The floor area (an EPC or a floorplan)
What a lender will ask you for on a purchase bridge
Photo ID and proof of address
Proof of your deposit and where it came from
The legal pack, read by your solicitor before you bid
Your exit plan: sale or refinance, with evidence (comparables, or a mortgage in principle)
The lease, with the ground rent and service charge
The nearest sales of homes like this one in the last two years, from HM Land Registry, graded the way a lender reads them. 126 similar sales within 1.5 km.
Moderate£358,000Jun 2026
218 Brentfield Road, London, NW10 8JN (flat)
The same kind of home, 205 m away, sold 5 months ago.
Moderate£310,000May 2026
85 Shakespeare Road, London, NW10 8EY (flat)
The same kind of home, 470 m away, sold 6 months ago.
We grade vacant homes inside the M25 automatically. This lot has the basic details only, because it is sold with a tenant in place. Tell us what you need and we'll come back to you, usually within a working day.
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We have access to lending of up to 75% of the purchase price, with up to 100% of the build cost. Tell us about the lot and we can put you in touch. Illustrative only, not an offer of finance: rates, fees and loan sizes depend on the lender, the property and you. Stamp duty, legal costs and the buyer's fee are not included. Your property may be repossessed if you do not keep up repayments on a loan secured on it.
Indicative terms · Auction Watch
Indicative terms
Subject to
Indicative only, from the figures above: not an offer of finance or advice. A specialist will confirm the terms. Your property may be repossessed if you do not keep up repayments on a loan secured on it. Auction Watch is not a lender and does not give financial advice. If you ask for terms, we pass your details to lenders and brokers we work with, who may pay us a fee for the introduction; they make their own decisions and offers. If you are buying a home to live in yourself or for your family, that is a regulated mortgage: we only introduce you to a firm authorised by the Financial Conduct Authority.